IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
3 Ways to Fund a Self-Directed IRA in 2026
The financial landscape of 2026 offers more opportunities and more complexity than ever before. As investors move beyond the traditional boundaries…
IRA Financial vs. FranFund
FranFund is a franchise-focused funding company that offers its own ROBS product under the FranPlan name. They've built a reputation in the…
Checkbook IRA vs Custodian-Controlled SDIRA: A Decision Tree Based on Your Asset Strategy
Most investors choose between a Checkbook IRA and a Custodian-Controlled Self-Directed IRA (SDIRA) based on which one sounds more appealing. That is…
How to Use a Solo 401(k) to Invest in a Private Equity Fund Without Triggering UBIT
Private equity funds have historically delivered some of the strongest long-term returns available to sophisticated investors, and a Solo 401(k) is…
Comparing IRA Financial’s Solo 401(k) to Discount “Doc-Only” Providers: What Are You Really Paying For?
Most people shopping for a Solo 401(k) compare prices and stop there. A doc-only plan at a low annual fee looks identical on paper to a fully…
What Makes a Great Solo 401(k) Provider?
If you are self-employed and serious about retirement savings, the Solo 401(k) is one of the most powerful tools available to you. It offers higher…
Why I Support the Trump Account: A Tax Attorney’s Perspective
As a tax attorney, I spend my days thinking about one thing: how to legally help Americans keep more of their money and build long-term wealth. For…
The 9 Questions You Must Ask Any ROBS 401(k) Provider Before Signing
A Rollover as Business Startup (ROBS) is one of the most powerful and least understood business financing tools available to entrepreneurs. It allows…
Self-Directed IRA Disqualified Persons: What You Need to Know
A Self-Directed IRA allows you to make alternative asset investments with your retirement funds. In other words, it gives you more options than just…
Solo 401(k) Contribution Timing: How to Maximize Deductions When Your Income Fluctuates
Variable income is the defining financial reality for most self-employed investors, and it is the scenario where Solo 401(k) contribution timing…
IRA Financial vs. Benetrends
Benetrends has a unique claim in the ROBS space: they invented it. Founder Leonard Fischer pioneered the Rollover as Business Startups structure in…
Can You Hold a Precious Metals IRA Without a Depository? What the IRS Actually Says
Precious Metals IRAs are one of the most misunderstood corners of self-directed retirement investing. Dozens of promoters advertise "home storage…