IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
What Happens to an IRA When No Beneficiary Is Named? New IRS Ruling Provides Clarity
When someone passes away without naming a beneficiary on their IRA, the outcome for their heirs can be complicated. A new IRS Ruling issued in June…
Buy a Home in Your Self-Directed Roth IRA and Live in It Tax-Free
Most investors understand that a Roth IRA offers tax-free growth and tax-free withdrawals. What many people don't realize is that a Roth IRA can do…
Use a Solo 401(k) to Buy Cryptocurrency
Most discussions about cryptocurrency focus on the investment itself. Investors debate whether Bitcoin will become digital gold, whether Ethereum…
Can a Self-Directed IRA Own an LLC? What You Need to Know
If you are looking for more control over your retirement funds, you have likely come across the idea of using a Self-Directed IRA to invest through…
How to File IRS Form 5500-EZ for Your Solo 401(k): 2026 Guide
If your Solo 401(k) plan assets crossed $250,000 last year, you are required to file IRS Form 5500-EZ. It is not a complicated form, but the details…
How to Choose a Self-Directed IRA Custodian Based on the Assets You Plan to Hold
Most people choose a Self-Directed IRA custodian based on price or general reputation. We believe that is the wrong starting point. The custodian…
SpaceX IPO and the Retirement Strategy Most Americans Missed
The SpaceX IPO is one of the most anticipated public market events in years. Millions of Americans are preparing to buy shares for the first time,…
How Do I Move Money to an IRA Financial ROBS Plan?
For many entrepreneurs, one of the biggest obstacles to launching or acquiring a business is access to capital. Traditional financing options such…
The Definitive Guide to the Solo 401(k) Participant Loan
For self-employed individuals, freelancers, and small business owners, the Solo 401(k) is one of the most powerful retirement planning tools…
Tax Strategy for Lawyers: Using Solo 401(k)s and Self-Directed IRAs to Offset K-1 Income
Attorneys often face a unique tax challenge. As high-income earners, they frequently find themselves in the top tax brackets, where nearly 40% of…
Custodian vs Administrator vs Advisor: Who Does What in a Self-Directed IRA
A Self-Directed IRA gives you more control than any other retirement account structure. It also gives you more ways to make a costly mistake. The…
How Do I Move Money to an IRA Financial Solo 401(k)?
If you are self-employed, run your own business, consult on the side, or generate income through a side hustle, the Solo 401(k) has likely crossed…