IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Using a Self-Directed Retirement Account for Business Funding in 2026
For entrepreneurs and business owners in 2026, traditional financing is no longer the only path to starting, buying, or expanding a business. Higher…
ROBS vs SBA Loans: How Entrepreneurs Fund Businesses the Smart Way in 2026
Introduction: The Two Funding Tools Every Business Buyer Should Understand For most aspiring business owners, the biggest barrier between ambition…
Using a ROBS Account to Buy a Business: A Smarter Way to Become a Business Owner in 2026
For many aspiring entrepreneurs, the best path to business ownership is not launching a brand‑new startup. It is using a ROBS account to buy a…
How to Use a Self‑Directed IRA to Invest in a Hedge Fund
Using a Self-Directed IRA to invest in a hedge fund can open the door to sophisticated strategies once reserved for only the wealthiest investors.…
The New 2026 Solo 401(k) Roth Catch-Up Rule: What High-Income Owners Need to Know
The New 2026 Solo 401(k) Roth Catch-Up Rule: What High-Income Owners Need to Know If you are over age 50, self-employed, and using (or…
Self-Directed IRA to Flip Homes Tax-Free
House flipping is one of the most heavily taxed real estate strategies. Short-term profits are often subject to ordinary income tax, capital gains…
5 Solo 401(k) Investment Options Smart Business Owners Use in 2026
Are you tired of watching your Solo 401(k) sit idle in the same mutual funds and ETFs year after year? Many business owners do not realize their…
Are Self-Directed IRAs Subject to ERISA? What Investors Need to Know
Are Self-Directed IRAs Subject to ERISA? Self-Directed IRAs (SDIRAs) have grown in popularity as investors look for ways to move beyond traditional…
Purchasing a Franchise with a ROBS Account: A Complete Guide for 2026 Entrepreneurs
Buying a franchise is one of the most popular ways to start a business in the United States. It offers a proven business model, brand recognition,…
Checkbook IRA Compliance: Rules, Risks, and How to Stay IRS-Compliant
The Self‑Directed IRA (SDIRA) has given retirement investors the ability to move beyond traditional Wall Street assets and into alternative…
7 Tips on How to Choose an IRA Custodian for a Checkbook IRA
As alternative investments continue to grow in popularity, more retirement investors are turning to the Self-Directed IRA (SDIRA), especially when…
How to Invest in Private Companies with a Self-Directed IRA
Many of today’s most promising investment opportunities aren’t listed on the stock exchange—which is why more individuals are choosing to invest in…