IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Private Credit in 401(k)s: Why It Matters for Investors and Fiduciaries
Private Credit in 401(k)s has quickly moved from a niche corner of finance to one of the most significant pillars of institutional investing.…
Roth IRA Distribution Rules
The Roth IRA distribution rules should be pretty simple. Make sure the Roth IRA is open at least five years and wait until you are over the…
Pros and Cons of a Self Directed IRA: What to Know
What are the pros and cons of a Self Directed IRA? For decades, retirement investing has centered on a single idea: place your savings into Wall…
Holding Gold in an IRA or 401(k)
What Precious Metals Are Approved by the IRS for Retirement Account Investing in 2026? As inflation persists and global markets remain volatile,…
What the INVEST Act Would Change: Accredited Investor Definition
Expansion Beyond Wealth and Income Under current law, to qualify as an “accredited investor”, the threshold for many private offerings under…
Trump Accounts vs Roth IRAs: What Parents Should Know
In 2025, the U.S. government passed the One Big Beautiful Bill Act (OBBBA), which created a brand-new kind of savings and investment account for…
How to Use a Roth IRA to Invest in Real Estate Tax-Free
For many investors, real estate represents stability, income, and long-term wealth creation. It is tangible, understandable, and often outperforms…
Crowdfunding IRA Investments: How to Use a Self‑Directed IRA to Access Private Deals
Crowdfunding IRA investments has changed investing forever. What once required private connections, venture capital relationships, and high minimums…
IRA Real Estate Investing: Due Diligence Guide for Self Directed Investors
IRA real estate investing has become one of the most popular alternatives for retirement savers seeking to diversify beyond the stock market.…
IRA Financial vs American IRA
When it comes to self-directed retirement investing, IRA Financial and American IRA take very different approaches. American IRA operates as a…
Steer Clear of These 7 Common Solo 401(k) Blunders for Seamless Compliance and Peak Benefits
A Solo 401(k) is one of the most powerful retirement planning tools available to self-employed individuals and owner-only businesses. When…
10 Best Self-Directed IRA Companies of 2026
Comparing the Best Self-Directed IRA Providers If you're ready to take control of your retirement savings and diversify beyond traditional stocks…