IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
How to Invest in Real Estate with a Self-Directed Solo 401(k)
For entrepreneurs, consultants, and small business owners, the Self-Directed Solo 401(k) has become one of the most powerful wealth-building tools…
Top Retirement Plans for LLC Owners: Options You Need to Know
Wondering what the best retirement plans for LLC owners are? This article breaks down top options like SEP IRAs, Solo 401(k) plans, traditional and…
IRA Custodian for Private Investments | Trusted SDIRA Services
Choosing the right IRA custodian is one of the most important decisions an investor will make, especially when private investments are involved.…
Integrating Solo 401(k) Plans and HSAs for Retirement Success
Combining a Solo 401(k) with an Health Savings Account (HSA) can help self-employed individuals maximize tax benefits and plan comprehensively for…
Best Ways to Add Crypto to Your Retirement Portfolio
Over the last decade, cryptocurrency has moved from a fringe experiment to a mainstream asset class. Institutional investors, publicly traded…
Solo 401(k) Alternative Investments: How to Diversify Beyond Stocks
For years, retirement investing has followed one main path: stocks, bonds, and mutual funds. While traditional assets still play a role, investors…
Can a W2 Employee Contribute to a SEP IRA? Here’s What You Need to Know
Can a W2 employee contribute to a SEP IRA? Simply put, no. Only employers can contribute to SEP IRAs for their employees. But don’t worry! This…
Investing in Venture Capital Through a Self-Directed IRA: Tax and Legal Guide
Venture capital has fueled nearly every major innovation of the past generation. Long before today’s technology giants became household names, they…
Easy Steps to Calculate Your Solo 401(k) Contribution Limits for 2025 and 2026
A Solo 401(k) is one of the most effective retirement plans available to self-employed individuals and owner-only businesses. It allows you to…
Checkbook 401(k) Plans: How a Solo 401(k) Unlocks Control Over Alternative Investments
Most Americans associate retirement investing with mutual funds, ETFs, and stocks. But for business owners, consultants, and independent…
Unlocking Your Business Dream: A Simple Guide to ROBS Funding Eligibility in 2026
For many entrepreneurs, the biggest obstacle to launching or acquiring a business is not the idea. It is the capital. Banks demand collateral,…
UBTI in a Checkbook IRA: What Investors Must Know About Taxes
A Checkbook Control IRA is one of the most powerful tools for investors seeking fast, flexible access to alternative investments. Like any advanced…