IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
You Could Have Bet on the Super Bowl with Your IRA, Potentially Tax-Free
For most Americans, the idea of putting a bet on the Super Bowl is associated with friendly wagers, office pools, or sportsbook apps. It is rarely,…
The Complete Guide to Using a Self-Directed IRA for Options Trading in 2026
Options are powerful financial instruments that give investors the right, but not the obligation, to buy or sell a security at a predetermined price…
How to Use a Self-Directed IRA for Foreign Investments, Forex Trading, and Foreign Options
As retirement investors look beyond traditional stock and bond portfolios, foreign investments are becoming an increasingly more important part of…
In-Kind Distributions and Conversions
Understanding the Tax Treatment and Strategic Use of Self-Directed IRA Assets One of the best things about a Self-Directed IRA is the flexibility…
Why I Started a Self-Directed IRA Company: A Tax Lawyer’s Journey to Financial Freedom for Everyday Investors
When people ask me why I started a Self-Directed IRA company, the short answer is simple. I saw a massive disconnect between what the tax code…
How Many Roth IRAs Can I Have?
The Roth IRA remains one of the most powerful retirement planning tools available for investors who want tax-free growth and tax-free income in…
How to Use a Roth IRA to Buy Your Dream House Tax-Free
Most people treat retirement planning and homeownership as two completely separate goals. Retirement accounts are for Wall Street. Homes are…
How to Transfer Your IRA to a Self-Directed IRA at IRA Financial
At some point, many retirement investors realize they’ve outgrown the limitations of a traditional brokerage IRA and start researching how to…
Can I Start a New Business to Open a Solo 401(k)?
The Solo 401(k) has become one of the most powerful retirement plans available to entrepreneurs and self-employed individuals. It offers high…
Why Family Offices and SDIRA Investors Are Embracing Alternative Investments
Over the past several years, there has been a clear shift in how investors think about building portfolios, protecting against inflation, and…
Secret Ways to Eliminate UBIT for Your Self-Directed IRA Investment
For investors using a Self-Directed IRA, few topics create more confusion or unnecessary fear than unrelated business income tax, also known as UBIT…
Promissory Note Checklist for a Self-Directed IRA
What Investors Need to Know Before Making a Private Loan with Retirement Funds Over the years, I have seen more and more Self-Directed IRA…