IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Solo 401(k) Plan Documents: What Every Business Owner Needs to Know
A Solo 401(k) plan has become one of the most powerful retirement strategies available to entrepreneurs, consultants, and self-employed…
Why Every American Should Have a Self-Directed IRA
When most Americans think about retirement savings, they picture a simple choice: stocks, bonds, or mutual funds managed by a financial advisor at a…
Key Tax Benefits of a Solo 401(k) in 2026: Contribution Limits, Roth, and Deductions
Key Tax Benefits of a Solo 401(k) A Solo 401(k) is a powerful retirement plan for self-employed individuals and owner-only small businesses. It…
Is a Self-Directed Health Savings Account Worth It vs Maxing Out a 401(k)?
I get this question all the time. Should you focus on your 401(k), or does a Health Savings Account deserve more attention? Here is how I see it.……
Self-Directed IRAs for Doctors: Investing Practice Profits Outside the Stock Market
Self-Directed IRAs for doctors allow physicians to invest retirement dollars, including income from medical practices, into assets outside the stock…
Choosing the Right Crypto IRA Custodian: A Practical Guide
A Crypto IRA custodian is the backbone of your digital retirement account. They hold your crypto assets, make sure your account stays compliant with…
How to Maximize Education Savings With a Self-Directed Coverdell ESA in 2026
While most conversations about education savings in 2026 focus on 529 plans, the IRS still allows Self-Directed Coverdell Education Savings Accounts…
What Precious Metals Are Approved by the IRS for Retirement Account Investing in 2026?
When markets feel uncertain and inflation continues to erode purchasing power, investors naturally look for assets that provide real, tangible…
Buying XRP with a Self-Directed IRA or Solo 401(k) in 2026
Understanding XRP, Ripple, Regulation, and How Retirement Accounts Fit into the Future of Crypto Investing Cryptocurrency has evolved dramatically…
Top Farmland Investing Platforms in 2026: A Guide for Investors
Farmland investing is becoming an increasingly popular alternative asset. It offers steady income, long-term growth, and diversification outside of…
Is Real Estate a Good Investment? Gold vs. Property Showdown
Is real estate a good investment compared to gold? For decades, investors have relied on both assets to preserve and grow wealth. Real estate…
Investing in Collectibles with a Self-Directed IRA: What Investors Need to Know in 2026
As alternative investments continue to expand beyond traditional stocks and bonds, more retirement investors are exploring unique asset classes,…