IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Solo 401(k) Plan Required Minimum Distribution (RMD) Rules Updated for SECURE Act 2.0
Understanding required minimum distributions, or RMDs, for your Solo 401(k) is essential. That is especially true now that SECURE Act 2.0 has…
Mega Backdoor Roth for the Self-Employed: A Step-by-Step Guide Using the Solo 401(k)
The Mega Backdoor Roth is a fantastic retirement savings strategy, especially for self-employed folks looking to maximize their tax-advantaged…
Understanding the Solo 401(k) Employer Profit Sharing Contribution Rules
The Solo 401(k) is one of the most powerful retirement plans available to self-employed individuals and small business owners. When structured and…
Top Private Equity Investment Platforms of 2026
Privxate equity has long been one of the most powerful, but least accessible, wealth-building asset classes. In 2026, that is no longer the case.…
How IRA Financial Makes Self-Directed IRAs Simple
Self-directing your retirement account gives you control, flexibility, and access to alternative investments like real estate, private equity,…
Five Years Later: The McNulty v. Commissioner Case Reaffirms Physical Possession Rules
More than five years after McNulty v. Commissioner, the decision remains one of the most important U.S. Tax Court rulings interpreting physical…
Margin, Stock Speculation and the Self-Directed IRA
Margin trading and stock speculation have long attracted investors seeking to magnify returns by using borrowed capital, but when leverage enters…
Checkbook IRA: Unlock Real Estate Investment FreedomÂ
Investing in real estate can be a powerful way to diversify your retirement portfolio, but navigating the rules and logistics through a…
Top Gold Investing Platforms to Consider in 2026
For centuries, gold investing has played a unique role in preserving wealth. While markets, currencies, and economic systems evolve, gold has…
How SECURE Act 2.0 Transformed the Solo 401(k): New Rules, New Opportunities, and What Business Owners Must Know
The passage of the SECURE Act 2.0 marked the most significant expansion and modernization of retirement plan rules in more than a decade. While much…
Cutting-Edge Roth IRA Conversion Strategies (2026 Update)
For many tax professionals and sophisticated investors, the Roth IRA remains the gold standard of tax planning. The ability to legally eliminate…
How to Shelter Your SPAC Founder Shares from Tax (2026 Update)
After an unprecedented boom in 2020 and 2021, the Special Purpose Acquisition Company (SPAC) market entered a prolonged slowdown through 2023 and…