IRA Financial Blog

Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.

Understanding the Affiliated Service Group Rules

Understanding the Affiliated Service Group Rules

The affiliated service group (ASG) rules are some of the most complex tax regulations business owners face when establishing a Solo 401(k). If you…

Why Ellen’s House Flipping Strategy Matters for Retirement Investors

Why Ellen’s House Flipping Strategy Matters for Retirement Investors

Ellen DeGeneres has turned house flipping into a $190 million passion project. According to a Wall Street Journal feature, Ellen and Portia de Rossi…

How to Turn Your Biggest Expense (Taxes) into Your Biggest Asset (Retirement Savings) in 2025

How to Turn Your Biggest Expense (Taxes) into Your Biggest Asset (Retirement Savings) in 2025

Taxes are often a solopreneur’s single largest expense, but with the right retirement plan, you can redirect a big portion of those dollars into…

How to Buy a Franchise or Start a Business Debt‑Free

Start a Business or Franchise Debt‑Free

Thinking about how you can start a business but want to avoid traditional bank loans? You can leverage your retirement savings to fund your venture,…

How to Use a Self-Directed IRA for Sharia-Compliant Investing

Sharia-Compliant Investing – Use a Self-Directed IRA

For Muslim investors, retirement planning carries unique considerations. Beyond the usual goals of growing wealth, preserving assets, and preparing…

Yes, You Can Buy a Rental Property With Your IRA: A 2025 Guide

Yes, You Can Buy a Rental Property With Your IRA: A 2025 Guide

As a savvy real estate investor, you know how to identify value and generate returns from tangible assets. You've built a portfolio, managed a…

Solo 401(k) for free

How to Set Up a Solo 401(k) For Free!

A Solo 401(k) plan is designed for self-employed individuals or small business owners with no full-time employees (other than a spouse). It offers a…

ROBS vs. SBA Loan vs. Angel Investors

ROBS vs. SBA Loan vs. Angel Investors: A Side-by-Side Comparison for Startup Funding

When launching a business, how you secure funding does more than just get your idea off the ground; it can influence your ownership structure, cash…

Top Benefits of Investing in IRA-Eligible Gold

How to Invest in IRA-Eligible Gold: Diversify, Protect, and Grow Your Retirement

IRA-eligible gold refers to specific types of gold that meet IRS standards, making them suitable for inclusion in a retirement account. This gold…

Why Choose IRA Financial for Your Solo 401(k)?

Why Choose IRA Financial for Your Solo 401(k)?

A Transparent Look at Our Fees and Services When you're a self-employed professional or small business owner, your retirement strategy should give…

The Prohibited Transaction Minefield: Rules to Keep Your Real Estate IRA Compliant

The Prohibited Transaction Minefield: Rules to Keep Your Real Estate IRA Compliant

What Constitutes a Prohibited Transaction? A prohibited transaction is any improper use of your IRA by you (the IRA owner) or a disqualified…

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