IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
What Happens to an IRA When No Beneficiary Is Named? New IRS Ruling Provides Clarity
When someone passes away without naming a beneficiary on their IRA, the outcome for their heirs can be complicated. A new IRS Ruling issued in June…
Buy a Home in Your Self-Directed Roth IRA and Live in It Tax-Free
Most investors understand that a Roth IRA offers tax-free growth and tax-free withdrawals. What many people don't realize is that a Roth IRA can do…
Use a Solo 401(k) to Buy Cryptocurrency
Most discussions about cryptocurrency focus on the investment itself. Investors debate whether Bitcoin will become digital gold, whether Ethereum…
Can a Self-Directed IRA Own an LLC? What You Need to Know
If you are looking for more control over your retirement funds, you have likely come across the idea of using a Self-Directed IRA to invest through…
How to File IRS Form 5500-EZ for Your Solo 401(k): 2026 Guide
If your Solo 401(k) plan assets crossed $250,000 last year, you are required to file IRS Form 5500-EZ. It is not a complicated form, but the details…
How to Choose a Self-Directed IRA Custodian Based on the Assets You Plan to Hold
Most people choose a Self-Directed IRA custodian based on price or general reputation. We believe that is the wrong starting point. The custodian…
How Do I Move Money to an IRA Financial ROBS Plan?
For many entrepreneurs, one of the biggest obstacles to launching or acquiring a business is access to capital. Traditional financing options such…
The Definitive Guide to the Solo 401(k) Participant Loan
For self-employed individuals, freelancers, and small business owners, the Solo 401(k) is one of the most powerful retirement planning tools…
Tax Strategy for Lawyers: Using Solo 401(k)s and Self-Directed IRAs to Offset K-1 Income
Attorneys often face a unique tax challenge. As high-income earners, they frequently find themselves in the top tax brackets, where nearly 40% of…
Custodian vs Administrator vs Advisor: Who Does What in a Self-Directed IRA
A Self-Directed IRA gives you more control than any other retirement account structure. It also gives you more ways to make a costly mistake. The…
How Do I Move Money to an IRA Financial Solo 401(k)?
If you are self-employed, run your own business, consult on the side, or generate income through a side hustle, the Solo 401(k) has likely crossed…
