IRA Financial Blog

Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.

Employee Deferral

Solo 401(k) Employee Deferral Rules for 2026: How Much You Can Contribute and How to Maximize It

For self-employed individuals and small business owners with no full-time employees, the Solo 401(k) remains one of the most powerful retirement…

Hardship 401(k)

Hardship 401(k) Withdrawals: Qualifications, Taxes, and Key Rules Explained

When unexpected financial emergencies come up, your retirement savings are often one of the largest pools of money you can tap into. For those…

Real Estate

Top Real Estate Investment Platforms of 2026

Real estate has long been a cornerstone of wealth building. In 2026, technology-driven real estate investment platforms continue to make this…

Required Minimum Distributions

Understanding Required Minimum Distributions (RMDs) for Retirement Accounts

When it comes to retirement planning, how and when you take money out of your retirement accounts can be just as important as how much you put in.…

A Solopreneur’s Guide to Maximizing Retirement Contributions

Are You Leaving Money on the Table? A Solopreneur’s Guide to Maximizing Retirement Contributions (2026)

As a solopreneur, every dollar you earn and invest has to work harder for your future. The IRS gives you powerful opportunities to save for…

Roth IRA

How to Start a Roth IRA for my Child

The ability to start a Roth IRA for your child largely hinges on whether he or she has earned income, as defined under the Internal Revenue Code.…

C Corporation

What is a C Corporation?

A C Corporation is one of several legal entity types recognized for regulatory, tax, and official purposes under U.S. law. A C Corporation differs…

Silver in a Self-Directed IRA

Precious metals have always held up well in times of economic upheaval. Obviously, there's a finite amount of metal on this planet. Unlike dollar…

Airbnb in an IRA: Will it Trigger UBTI?

Airbnb in an IRA: Will it Trigger UBTI?

An Airbnb in an IRA allows investors to use retirement funds to pursue short-term rental real estate while still benefiting from tax-advantaged…

Investing in Farmland in an IRA

Did you know you can invest in farmland in an IRA? It’s possible to hold farmland as part of a long-term retirement strategy—while staying fully…

REITs

Top 5 Private REITs Investing Platforms 2026

If you’re looking to diversify beyond stocks and bonds, private REITs are one of the most powerful tools you can add to your portfolio. Pairing them…

Best Retirement Accounts for Realtors

Best Retirement Accounts for Realtors

Realtors have many options when planning for retirement. While some realtors have company-sponsored retirement plans, many realtors are…

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