IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Best Ways to Add Crypto to Your Retirement Portfolio
Over the last decade, cryptocurrency has moved from a fringe experiment to a mainstream asset class. Institutional investors, publicly traded…
Solo 401(k) Alternative Investments: How to Diversify Beyond Stocks
For years, retirement investing has followed one main path: stocks, bonds, and mutual funds. While traditional assets still play a role, investors…
Can a W2 Employee Contribute to a SEP IRA? Here’s What You Need to Know
Can a W2 employee contribute to a SEP IRA? Simply put, no. Only employers can contribute to SEP IRAs for their employees. But don’t worry! This…
Investing in Venture Capital Through a Self-Directed IRA: Tax and Legal Guide
Venture capital has fueled nearly every major innovation of the past generation. Long before today’s technology giants became household names, they…
Easy Steps to Calculate Your Solo 401(k) Contribution Limits for 2025 and 2026
A Solo 401(k) is one of the most effective retirement plans available to self-employed individuals and owner-only businesses. It allows you to…
Checkbook 401(k) Plans: How a Solo 401(k) Unlocks Control Over Alternative Investments
Most Americans associate retirement investing with mutual funds, ETFs, and stocks. But for business owners, consultants, and independent…
Unlocking Your Business Dream: A Simple Guide to ROBS Funding Eligibility in 2026
For many entrepreneurs, the biggest obstacle to launching or acquiring a business is not the idea. It is the capital. Banks demand collateral,…
UBTI in a Checkbook IRA: What Investors Must Know About Taxes
A Checkbook Control IRA is one of the most powerful tools for investors seeking fast, flexible access to alternative investments. Like any advanced…
Tax Implications of a Checkbook Control IRA: What Investors Must Know
A Checkbook Control IRA, also known as a Self-Directed IRA LLC, combines the tax advantages of an IRA with the speed, flexibility, and control of an…
Self-Directed IRA Cost of Living Strategies That Protect Your Retirement
For many Americans, Self-Directed IRA cost of living concerns are becoming more pressing as inflation and rising expenses increase financial…
Find a Self-Directed IRA Custodian Near Me for Alternative Investments
With more Americans turning to alternative investments like real estate, private equity, cryptocurrency, startups, and precious metals, the search…
Venture Capital in a 401(k): Navigating Risks and Opportunities in 2025
For decades, venture capital was reserved for a very small circle of investors. Venture firms, family offices, pension funds, and high-net-worth…