IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
What is a C Corporation?
A C Corporation is one of several legal entity types recognized for regulatory, tax, and official purposes under U.S. law. A C Corporation differs…
Silver in a Self-Directed IRA
Precious metals have always held up well in times of economic upheaval. Obviously, there's a finite amount of metal on this planet. Unlike dollar…
Airbnb in an IRA: Will it Trigger UBTI?
An Airbnb in an IRA allows investors to use retirement funds to pursue short-term rental real estate while still benefiting from tax-advantaged…
Investing in Farmland in an IRA
Did you know you can invest in farmland in an IRA? It’s possible to hold farmland as part of a long-term retirement strategy—while staying fully…
Top 5 Private REITs Investing Platforms 2026
If you’re looking to diversify beyond stocks and bonds, private REITs are one of the most powerful tools you can add to your portfolio. Pairing them…
Best Retirement Accounts for Realtors
Realtors have many options when planning for retirement. While some realtors have company-sponsored retirement plans, many realtors are…
Swanson v. Commissioner, 106 T.C. 76 (1996): What It Still Means for IRA Entity Investments
Swanson v. Commissioner remains a landmark Tax Court decision confirming that Individual Retirement Accounts (IRAs) may form and invest in entities…
What is a Self-Directed Account?
A Self-Directed account in the retirement account world can mean a Self-Directed IRA or a Self-Directed Solo 401(k) plan. This article will…
What is a SIMPLE IRA? A Guide to Your Retirement Plan Options
A SIMPLE IRA, or Savings Incentive Match Plan for Employees IRA, is a retirement plan designed for small businesses. It allows both employers and…
What Are the Requirements to Open a Self-Directed IRA?
A Self-Directed IRA (SDIRA) offers investors the ability to diversify retirement savings beyond traditional stocks, bonds, and mutual funds by…
The Roth IRA Five-Year Rule Explained
The Roth IRA is one of the most accessible tax‑advantaged retirement accounts available to Americans. However, to fully benefit from the tax-free…
Is a Solo 401(k) Roth Employer Contribution Tax Deductible?
Thanks to the SECURE Act 2.0, which became law in December 2022, Solo 401(k) employer profit-sharing contributions can now be made in pretax or…