IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Purchasing a Franchise with a ROBS Account: A Complete Guide for 2026 Entrepreneurs
Buying a franchise is one of the most popular ways to start a business in the United States. It offers a proven business model, brand recognition,…
Checkbook IRA Compliance: Rules, Risks, and How to Stay IRS-Compliant
The Self‑Directed IRA (SDIRA) has given retirement investors the ability to move beyond traditional Wall Street assets and into alternative…
7 Tips on How to Choose an IRA Custodian for a Checkbook IRA
As alternative investments continue to grow in popularity, more retirement investors are turning to the Self-Directed IRA (SDIRA), especially when…
How to Invest in Private Companies with a Self-Directed IRA
Many of today’s most promising investment opportunities aren’t listed on the stock exchange—which is why more individuals are choosing to invest in…
Private Credit in 401(k)s: Why It Matters for Investors and Fiduciaries
Private Credit in 401(k)s has quickly moved from a niche corner of finance to one of the most significant pillars of institutional investing.…
Roth IRA Distribution Rules
The Roth IRA distribution rules should be pretty simple. Make sure the Roth IRA is open at least five years and wait until you are over the…
Pros and Cons of a Self Directed IRA: What to Know
What are the pros and cons of a Self Directed IRA? For decades, retirement investing has centered on a single idea: place your savings into Wall…
Holding Gold in an IRA or 401(k)
What Precious Metals Are Approved by the IRS for Retirement Account Investing in 2026? As inflation persists and global markets remain volatile,…
What the INVEST Act Would Change: Accredited Investor Definition
Expansion Beyond Wealth and Income Under current law, to qualify as an “accredited investor”, the threshold for many private offerings under…
Trump Accounts vs Roth IRAs: What Parents Should Know
In 2025, the U.S. government passed the One Big Beautiful Bill Act (OBBBA), which created a brand-new kind of savings and investment account for…
How to Use a Roth IRA to Invest in Real Estate Tax-Free
For many investors, real estate represents stability, income, and long-term wealth creation. It is tangible, understandable, and often outperforms…
Crowdfunding IRA Investments: How to Use a Self‑Directed IRA to Access Private Deals
Crowdfunding IRA investments has changed investing forever. What once required private connections, venture capital relationships, and high minimums…