IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Is a ROBS Plan Safe? Debunking the Myths and Understanding the Compliance Requirements
When it comes to entrepreneurship, thinking outside the box for funding is often necessary. One option that’s gained traction among aspiring…
Investing in Gold with Retirement Funds: How to Protect and Grow Your Wealth in Uncertain Times
Investing in gold has long been viewed as a timeless store of value, a tangible asset that holds its worth when paper markets fluctuate. In October…
IRA Financial vs Rocket Dollar
For investors looking to diversify their retirement portfolios with alternative assets—such as real estate, precious metals, private companies, and…
IRA Financial vs Alto IRA
When you want to invest your retirement funds in alternative assets, such as real estate, private equity, or cryptocurrency, Self-Directed IRAs…
IRA Financial vs Columbia Private Trust
For investors looking to diversify their retirement portfolios with alternative assets—such as real estate, private equity, or cryptocurrency,…
Solo 401(k) Plan Distribution Rules: What You Need to Know Before Withdrawing Funds
A Solo 401(k) is one of the most powerful retirement plans available for the self-employed and small business owners. It allows high contributions,…
UBIT and UDFI Explained: Understanding Taxes on Leveraged Real Estate Within an IRA
Getting to Know UBIT and UDFI Investing in real estate through an Individual Retirement Account (IRA) can be a powerful way to grow wealth and…
Beyond Coinbase — Why Sophisticated Crypto Investors Use a Self‑Directed IRA
Retail exchange accounts (like Coinbase) sit in taxable space—every trade can create a reportable event. A Self‑Directed IRA moves those same…
IRA Financial vs Broad Financial
For investors who want more control over their retirement savings, a Self-Directed IRA (SDIRA) makes it possible to go beyond Wall Street and…
The Entrepreneur’s Dilemma: Should You Use Retirement Savings to Fund Your Dream?
Starting or buying a business often comes with a big question: Where will the money come from? For many aspiring entrepreneurs, the largest pool of…
Why the Fed’s Rate Cut Strengthens the Case for Self-Directed IRAs
On September 17, 2025, the Federal Reserve announced a quarter-point interest rate cut, with projections for two additional cuts before year’s end.…
Why Thousands Trust IRA Financial with Their Self-Directed Retirement Account
The idea of controlling your retirement savings more directly appeals to many investors. But when you hear about IRA Financial, a frequent question…