IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
IRA Real Estate Investing: Due Diligence Guide for Self Directed Investors
IRA real estate investing has become one of the most popular alternatives for retirement savers seeking to diversify beyond the stock market.…
IRA Financial vs American IRA
When it comes to self-directed retirement investing, IRA Financial and American IRA take very different approaches. American IRA operates as a…
Steer Clear of These 7 Common Solo 401(k) Blunders for Seamless Compliance and Peak Benefits
A Solo 401(k) is one of the most powerful retirement planning tools available to self-employed individuals and owner-only businesses. When…
10 Best Self-Directed IRA Companies of 2026
Last updated: July 2026 If you are looking for the best Self-Directed IRA company and are ready to take control of your retirement savings and…
IRS Announces 2026 401(k) and IRA Contribution Limits
A, 401(k), and similar plans. Because of inflation over the last few years, limits, including how much you can save, and income restrictions that…
Borrow from an IRA – Is it Possible?
Can I Borrow from an IRA? The short answer is still no, you cannot truly borrow money from any type of IRA. This includes: Traditional…
Benefits of Rolling Over a Defined Benefit Plan to a Self-Directed IRA
Rolling Over a Defined Benefit Plan is an increasingly attractive strategy for retirement investors seeking more control over their assets. The main…
Can You Perform a Backdoor Roth Every Year?
The “Backdoor Roth IRA” is a popular Roth conversion strategy that allows high-income earners to make Roth IRA contributions. Can you perform a…
Can I Have Multiple Solo 401(k) Plans?
A Solo 401(k) plan is an IRS-approved retirement plan, which is designed for self-employed and small business owners without full-time employees,…
Beyond the SEP IRA: A High-Earner’s Guide to the Solo 401(k) in 2026
As a successful self-employed professional, you've mastered your craft. Whether you're an IT consultant, a marketing guru, or a freelance designer,…
Pension Plan Rollovers to a Solo 401(k) Plan
Can I use my pension to fund a Solo 401(k)? Yes, you can fund a Solo 401(k) with your pension through a rollover. This transfer offers tax-deferred…
Can I Invest My IRA in a Business I Work For? IRS Rules You Must Know
Working at a company you believe in is truly important. Being able to go to work every day and feel like you are contributing to a growing business…