IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Smart Ways to Avoid UBTI with Your Self-Directed IRA Investment
The primary advantage of using an IRA account, specifically a Self-Directed IRA, to make investments, including both traditional and nontraditional,…
Why Hard Money Loans are the Most Tax Advantageous Investment
Hard money loans are one of the most popular passive investments out there. Whether the loan is to an individual, a business, a real estate…
IRA Asset and Creditor Protection by State
IRA asset and creditor protection is a form of guarding your wealth. This is why it’s valuable for your IRA. Retirement accounts have become most…
Inherited IRA Transfer Guidelines
In an important private letter ruling, the IRS denied a claim to have IRA funds that were moved to a non-IRA account back into an IRA. While this…
Roth SEP IRA: Game-Changing Retirement Plan Every Self-Employed Person Must Know
What is a Roth SEP IRA? The Roth SEP IRA is a retirement savings option made possible by recent changes under the SECURE Act 2.0. It combines the…
How Self-Directed Roth IRAs Can Help You Build Generational Wealth
Self-Directed Roth IRAs offer a powerful way to build generational wealth. Unlike traditional IRAs, they provide more investment flexibility and…
How Increased Tariffs Are Impacting the Stock Market, and Retirement Accounts, and Why a Self-Directed IRA Might Be the Solution
In recent years, the global economy has seen its fair share of turbulence. One of the most significant factors contributing to this instability has…
Top 10 Retirement Account Mistakes to Avoid When Switching Jobs
Switching jobs is a significant milestone in anyone's career, often accompanied by excitement for new opportunities and challenges. However, amid…
Essential Self-Directed IRA Rules: Dos and Don’ts
Navigating Self-Directed IRA rules is key to avoiding penalties and optimizing your retirement portfolio. This guide covers prohibited transactions,…
Do I need an EIN for my Solo 401(k)?
The Solo 401(k) plan, also known as an Individual 401(k) plan, has become the most popular retirement plan for the self-employed or small business…
Capital Gains Tax in an IRA: Understanding Tax and the Self-Directed IRA
Capital gains taxes have been a notable contributor for the growth of the U.S. economy over the last several decades. By providing investors with…
Solo 401(k) Rules for a Single Member LLC
The single member LLC is one of the most popular vehicles for establishing a business. Assuming you qualify, the Solo 401(k) plan is the best option…