IRA Financial Blog

Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.

Yes, You Can Buy a Rental Property With Your IRA: A 2025 Guide

Yes, You Can Buy a Rental Property With Your IRA: A 2025 Guide

As a savvy real estate investor, you know how to identify value and generate returns from tangible assets. You've built a portfolio, managed a…

How Do Self-Directed IRAs Work?

How Do Self-Directed IRAs Work?

Why Retirement Accounts Matter Planning for retirement is one of the most important financial decisions you can make. It’s not simply about…

IRA Financial vs Madison Trust

IRA Financial vs Madison Trust

Choosing the right Self-Directed IRA (SDIRA) provider isn’t just a financial decision—it’s a foundational step in building the future you envision.…

Solo 401(k) for free

How to Set Up a Solo 401(k) For Free!

A Solo 401(k) plan is designed for self-employed individuals or small business owners with no full-time employees (other than a spouse). It offers a…

ROBS vs. SBA Loan vs. Angel Investors

ROBS vs. SBA Loan vs. Angel Investors: A Side-by-Side Comparison for Startup Funding

When launching a business, how you secure funding does more than just get your idea off the ground; it can influence your ownership structure, cash…

Top Benefits of Investing in IRA-Eligible Gold

How to Invest in IRA-Eligible Gold: Diversify, Protect, and Grow Your Retirement

IRA-eligible gold refers to specific types of gold that meet IRS standards, making them suitable for inclusion in a retirement account. This gold…

Why Choose IRA Financial for Your Solo 401(k)?

Why Choose IRA Financial for Your Solo 401(k)?

A Transparent Look at Our Fees and Services When you're a self-employed professional or small business owner, your retirement strategy should give…

The Prohibited Transaction Minefield: Rules to Keep Your Real Estate IRA Compliant

The Prohibited Transaction Minefield: Rules to Keep Your Real Estate IRA Compliant

What Constitutes a Prohibited Transaction? A prohibited transaction is any improper use of your IRA by you (the IRA owner) or a disqualified…

How to Use ROBS to Start Your Business Debt-Free in 2025

Tired of Loan Rejections? How to Use ROBS to Start Your Business Debt-Free in 2025

You have the industry expertise, a solid business plan, and the drive to build something of your own. You also have a substantial nest egg from your…

How to Use the Roth IRA First-Time Home Buyer Strategy to Fund Your New Home

How to Use the Roth IRA First-Time Home Buyer Strategy to Fund Your New Home

For many Americans, saving for a first home feels like running a marathon in heavy shoes. Between rising home prices and student loan debt, finding…

Disqualified Persons and Retirement Accounts: Rules & Restrictions

Disqualified Persons and Retirement Accounts: Rules & Restrictions

When it comes to self-directed retirement accounts—whether an IRA, Solo 401(k), or other plan, few topics are more critical (or more misunderstood)…

Real Estate Investing with a Self-Directed IRA

Real Estate Investing with a Self-Directed IRA

Real estate investing with a Self-Directed IRA allows you to diversify your retirement and invest in something you know and love. However, to invest…

IRA Financial (IRAF) is not a law firm and does not provide legal, financial, or investment advice. No attorney-client relationship exists between the Client and IRAF, its staff, or in-house counsel. IRAF offers retirement account facilitation and document services only. Clients should consult qualified legal, tax, or financial professionals before making investment decisions. IRAF does not render legal, accounting, or professional services. If such services are needed, seek a qualified professional. Custodian-related service costs are not included in IRAF’s professional services.