IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Using 401k Funds to Start a Business
Many entrepreneurs are shocked to learn that the IRS allows you to use your former employer 401(k) funds or even your IRA funds to buy or start a…
McNulty Case Reaffirms Physical Possession Rules
The recent court case, McNulty v. Commissioner has reaffirmed the physical possession rule. Although there hasn't been much guidance in the past,…
How to Choose the Best Solo 401(k) Provider
When it comes to choosing the best Solo 401k provider, not all companies are the same. In a perfect world, all providers would offer all the same…
How to Transfer a SIMPLE IRA to a Self-Directed IRA
Self-Directed SIMPLE IRA Individuals generally transfer IRA (individual retirement account) or rollover eligible qualified retirement plan assets…
Solo 401k Contributions After 70 1/2
Solo 401k contributions after 70 1/2 are different than contributions at this age with an individual retirement account (IRA). With a traditional…
Using an IRA to Buy a Home
In general, one is not able to purchase a home with a retirement account that they or a “disqualified person” will use. A retirement account,…
Buying Dogecoin with a Self-Directed IRA or Solo 401(k)
Why Use Retirement Funds to Buy Dogecoin? There are three main reasons to consider investing in Dogecoin with your retirement funds: taxes,…
Real Estate UBTI – When Does it Apply?
What is UBTI? UBTI is defined as “gross income derived by any organization from any unrelated trade or business regularly carried on by it”…