IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Making Sense of the Inherited IRA Rules: A Clear Guide for Beneficiaries After the SECURE Act 2.0
Inheriting an IRA can feel like both a gift and a burden. On one hand, it represents years, and sometimes decades, of disciplined saving. On the…
2026 Solo 401(k) Contribution Limits
For self-employed individuals and small business owners, a Solo 401(k) is a powerful tool to maximize retirement savings while enjoying significant…
Socially Responsible Investing with an IRA
In recent years, socially responsible investing (SRI) has grown from a niche concept to a mainstream strategy embraced by individuals and…
Solo 401(k) and the UBIT Rules: What Investors Need to Know
One of the biggest advantages of using retirement funds—such as a Solo 401(k), 401(k), or IRA—to make investments is that, in most cases, all income…
Can a Solo 401(k) Reduce Self-Employment Tax?
One of the more common questions we receive from self-employed business owners seeking to establish a Solo 401(k) plan is whether it can reduce…
The Rollins Case & The Self-Directed IRA Prohibited Transaction Lesson
Rollins v. Commissioner is an important case in the Self Directed IRA LLC context because it illustrates how one can engage in a prohibited…
Using a Self-Directed IRA for Promissory Notes
IRA Financial's Self-Directed IRA allows you to use your retirement funds to invest in promissory notes and loans directly from your mobile device…
3 Tips to Protect Your IRA From Creditors
Protect Your IRA For many Americans, their retirement account is often their most valuable asset. There are approximately $65 million IRAs…
IRA Transfer and Rollover Rules
IRAs are very flexible retirement plans, far more than defined contribution plans, such as a 401(k). An IRA owner can transfer funds directly…
Qualified Purchaser, Accredited Investor & the Self-Directed IRA
In the case of some of the more popular Self-Directed IRA investments, such as private equity, hedge funds, venture capital, real estate, private…
Why Self-Directed IRA Fees Really Matter
Self-Directed IRA custodian fees matter and could cost you tens of thousands of dollars for your retirement by making the wrong custodian choice…
Carried Interest in Your Roth IRA
For any private equity, hedge fund, or venture capital general partners or managers, the carried interest is the key financial tool used to reap the…