IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Are Coverdell ESA Contributions Tax Deductible? Everything You Need to Know
Are Coverdell ESA contributions tax deductible? The straightforward answer is no; contributions to a Coverdell Education Savings Account (ESA) are…
Can I Buy I Bonds with a Self-Directed IRA or Solo 401(k)?
I Bonds have quickly become a powerful way for millions of Americans to generate strong guaranteed returns in a volatile investment…
Alternative Investments to Consider for Your Portfolio
Looking for good alternative investments? This article covers options like real estate, private equity, and cryptocurrencies. These can offer higher…
The Complete Guide to the Self-Directed Coverdell ESA
Investing in education is one of the most important financial decisions a family can make. The rising cost of tuition, books, and other educational…
Private Placement Investments and the Self-Directed IRA Rules
In general, a traditional financial institution will not allow investors to use their IRA to invest in private placement investments. The…
Best Long-Term Investment Strategy – Traditional vs. Alternatives?
When it comes to building a robust portfolio for the future for your retirement account, the argument between investing in traditional investments,…
How is UBTI Applied to an IRA that Invests in a Real Estate Syndicate?
Investing in real estate through Self-Directed IRAs (SDIRAs) has gained popularity, especially with the growth of alternative investments like real…
Can You Gift an IRA?
Sometimes, situations arise where a family member, friend or charity needs cash and the question arises can I use my IRA to gift someone…
What is a K-1 and How Does it Affect my IRA?
Pass-through entities, such as LLCs and business partnerships, have become the most popular investment vehicles for both individuals and IRA…
Can You Rollover Savings Bonds – I Bonds – into an IRA?
At IRA Financial, we are frequently asked, can you roll over savings bonds – I Bonds – into an IRA? One of the more popular ways to fund an IRA is…
Why Real Estate May Outshine the S&P 500 for the Next Decade
When considering where to allocate your hard-earned money, the debate between real estate and stock market investments, such as the S&P 500, is…
How to Purchase Real Estate with Roth IRA
Did you know that you can purchase real estate with a Roth IRA? Many banks lead you to believe that you can only use your Roth IRA to invest in…