IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Crypto IRA – Do I Have Access to My Private Keys?
Key Points Crypto IRAs are legal Private v Public Key is an important distinction IRA Financial can help you There is a well-known saying…
How to Complete a Self-Directed IRA Rollover
In general, a Self-Directed IRA may be funded by a transfer from another IRA account or through a Self-Directed IRA Rollover from an eligible…
Solo 401(k) Loan
A Solo 401(k) loan can be a viable option if you need money fast and you are out of options. Generally, it’s not usually advised to take money out…
What is Fair Market Value in a Self-Directed IRA?
Pursuant to Internal Revenue Code Section 408, an IRA must be established by a “trustee.” A trustee is defined as either a bank, financial…
Beneficiary Forms: Self-Directed IRA & Solo 401(k)
IRA Financial is recognized as the leading facilitator of Self-Directed IRA and Solo 401(k) plans. As a result, we have come across many scenarios…
Rollover as Business Startup Compliance Rules
The Employee Retirement Income Security Act of 1974 (otherwise known as ERISA) and the Internal Revenue Code clearly allow for the use of…
Romney vs. Thiel – Who is the King of the Self-Directed IRA?
The two most popular Self-Directed IRA investors are probably Mitt Romney and Peter Thiel. It is believed that Peter Thiel has a Roth IRA worth more…
Self-Directed Coverdell ESA vs. the 529 Plan
With the price of education soaring in this country, it is more important than ever for parents and family members to think about saving for…
How to Lower Your Bitcoin IRA Custodial Fees
As a tax attorney and author of the leading book on Bitcoin IRA, How to Use Retirement Funds to Purchase Cryptocurrencies, I am often asked about…
Excess Roth IRA Contributions – Are They Worth the Risk?
In almost all cases, the penalties for violating IRS rules end up overriding any potential value derived from the transaction. The one exception may…
What is a Solo 401(k) Prohibited Transaction?
The Internal Revenue Code (IRC) & ERISA does not describe what a Solo 401(k) Plan can invest in, only what it cannot invest in. Internal Revenue…
Self-Directed IRA Disqualified Persons
A Self-Directed IRA allows you to make alternative asset investments with your retirement funds. In other words, it gives you more options than just…